# Welcome to Nara

### What is Nara?

Nara is a PayFi-backed digital dollar protocol that connects on-chain liquidity with short-duration payment financing opportunities. 

The protocol is designed around two core assets: NaraUSD, a synthetic digital dollar, and NaraUSD+, the yield-bearing staked version of NaraUSD.

<table><thead><tr><th width="148.30859375">Product</th><th>Descriptio</th></tr></thead><tbody><tr><td>NaraUSD</td><td>A digital dollar designed for liquidity, composability, and access across supported DeFi and payment ecosystem</td></tr><tr><td>NaraUSD+</td><td>A yield-bearing staked version of NaraUSD designed to accrue returns from Nara's PayFi Portfolio</td></tr></tbody></table>

### Who do we serve?

Nara exists because two markets have complementary needs. On-chain users, protocols, and treasuries need dollar-denominated assets that can generate sustainable yield. At the same time, payment businesses often need short-term capital to support settlement, prefunding, liquidity management, and transaction growth. Nara connects these needs through PayFi, a category of financing tied to real payment activity.

Instead of relying primarily on token emissions or speculative crypto lending cycles, Nara is designed to source yield from payment financing premiums. These premiums are generated when businesses pay for efficient access to short-duration capital. Nara brings this opportunity on-chain through a transparent, composable, and risk-managed digital dollar system.


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